Code for America — Unlocking Small Business Access to Incentives 2014

Code for America Fellowship — Puerto Rico

Identifying leverage points in economic development systems

Decision at Stake

Puerto Rico’s government had invested in more than 50 small business incentives — yet uptake was low and impact unclear.

The core decision was not whether to create new programs, but where the system was breaking down: Were incentives poorly designed — or simply inaccessible to the businesses they were meant to serve?

Context

As Code for America’s first partner territory, Puerto Rico presented both an opportunity and a challenge. Economic development was a high-stakes priority, but the problem space was vast.

Our team needed to identify a strategic pressure point where a small intervention could unlock disproportionate value.

My Role

I served as the UX Research Lead on a three-person interdisciplinary team.

My role was to guide discovery, frame the problem, and help the team distinguish between surface symptoms and systemic constraints — so we could focus on the right intervention.

Research Approach (in Service of Decisions)

Rather than starting with solutions, we focused on understanding how small business owners actually navigate government systems — and where progress breaks down.

Methods & Research Rigor

Research emphasized firsthand observation and sensemaking across multiple perspectives within the economic development ecosystem.

In-depth interviews & ecosystem mapping

We conducted interviews with small business owners, economic development officials, and intermediary organizations.

This revealed a critical insight: incentives were failing not because of lack of value, but because businesses could not discover, understand, or trust how to access them.


Sensemaking & problem reframing

The problem was reframed from “increase incentive usage” to:

How might we help small businesses understand what incentives exist, which ones apply to them, and how to take action with confidence?

Design & Delivery

Research insights informed the design and launch of Primer Peso, a web application that guides businesses through incentives based on their specific context.

Primer Peso — Making incentives actionable

  • Guided discovery based on business profile
  • Plain-language explanations of eligibility
  • Clear next steps to apply
  • Reduced reliance on insider knowledge

Demo of Primer Peso — helping Puerto Rican businesses access incentives

Impact

The project demonstrated that improving access and clarity — not creating new programs — could unlock existing public value.

It also showed how small, well-targeted digital interventions can reduce friction in complex government systems and improve equity of access.

Read the GitBook Accessing Incentives written by the team



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